Danijela Jokic Vaislay

How Increasing Self Worth Can Help
In Increasing Your Net Worth?

Money is a symbol for value exchange. Therefore, if we do not feel a strong sense of our own value (self worth) we may find it very hard to earn (a lot of) money. If you are struggling financially, chances are that on a subconscious level you do not beehive that you deserve to earn more money than you currently do, or that you do not truly believe that people you can offer a lot value by being who you are and offering your products, skills, or services (you do not believe you’re worthy enough).

low self worth = underearning

* If we do not worthy (enough), we will not feel confident to charge enough money for our services, or even if we increase our prices, it is likely that on a subconscious level we will not be able to attract clients who are able and willing to pay us that (because we would not believe that we truly deserve it and that we are worth it). Undercharging leads to under-earning.
* If we have low self worth, it can be very difficult for us to raise our prices. As my money mindset coach would wisely say, it is ‘easy’ to add one or more zeros to our prices, but it can be very hard to raise our self worth to match that numbers and reprogram our mindset in order to truly believe that there are people out there who are willing and able to pay us that amount of money.
* If we do not feel we are worthy of success, we may doubt our abilities and sabotage ourselves on a subconscious level form achieving great(er) things in our career or in our business and consequently sabotage ourselves from earning more money.
* Low self worth can lead to the impostor syndrome and persistent self doubt, self sabotage, or getting into a huge debt (due to pursuing one prestigious certificate or degree after another in order to compensate for low self worth).
* Lack of self worth can lead to lack of self belief (self belief), which can hold us back and negatively impact our performance on promising job interviews, sales presentations, client enrolments, public speaking events, important business meetings and negotiations… We may also hold ourselves back from applying for a promotion, asking for a raise, progressing in our workplace, and proactively seeking new opportunities to grow, learn, and achieve higher levels of success.
* Low self worth on a subconscious level can sabotage our effort to attract new clients or sell our products and services, if on a subconscious level we do not believe that we deserve success, or that we have ‘a lot’ to offer to our prospective clients and customers. 
If we try to compensate our low self worth with luxurious material things (big house, expensive car, luxury bags and shoes, branded watches…), that are beyond our spending capacity, that can lead to accumulating huge amounts of debt (on liabilities). 
* If we do not deserve that we are worthy of love, we can try to compensate our feelings of unworthiness in relationships, by ‘buying’ love and friendships with lucrative gifts, or giving ‘too much’ of our money, even at the expense of our own financial wellbeing. I’ve had clients who went into huge credit card debts by ‘helping’ friends and family members who were mercilessly taking advantage of them. 
* Low self worth can make it very difficult for us to set healthy boundaries in our business or at the workplace, which can lead to overworking, doing other people’s work (which they are paid to do), giving our advice, services, or products away for free (more than we can afford to), allowing people to haggle with our prices, giving endless discounts…, which can lead to burn out syndrome, poor productivity at work, or closing down our business due to insufficient profit (I know a lady who was giving away products in her shop for free so much that she had to close her shop, and many life coaches who are struggling financially due to giving their advice for free to anyone).

are you charging your worth?

It is important to have in mind that employees or clients do not pay us ‘per hour’ of hour time (although in our contract or pricing list it may state so). They are paying us for all the hours we have spent learning, practicing, obtaining our skills, obtaining our degrees and certifications, reading all the books, attending all the seminars, workshops, retreats… Most importantly, they are paying us for the results and value that we are providing them with our work, products, or services. Having All These Factors In Calculation, How Much An Hour Of Your Time, Or Your Product Or Service Is Really Worth? 
Very often, low self worth can lead to having doubts about our own value, or value of the products or services that we offer. We need to have in mind that if someone hired us or paid to us for our product or service, that means that they perceive us or our products or services valuable (worthy) of the amount of money that they invested. Would you hire someone or invest money in something that has no value to you at all? Probably not. 
The moment we start doubting ourselves, or our services, we may invoke the doubt in our potential employee, client, or customer as well. Why would they believe in us or in what we have to offer if we think of ourselves as ‘fraud’ or ‘unworthy’, or we do not feel that we are the right person for the client, position, or a project?
It was very interesting for me to witness my clients increase their wealth or improve their financial situation, once we worked on increasing their self worth. I often joyfully state that whatever the amount of month my clients invest in my coaching program, their ‘earn’ it back by the end of the coaching program, or within a very short amount of time after the coaching program. 
One of my coaching clients got the confidence to renegotiate the terms of the seven figure business contract that had been stalled for years, and fire several employees whose underperformance was losing her a lot of money.
One of my clients achieved her dream of selling her own product line and offering her consulting services during the coaching program, which made it possible for her to leave her full time job within less than six months. 
One of my clients was undercharging for her coaching services, and during the program got the confidence to increase her prices, which had increased her income significantly!
Many of my clients, after learning how to set healthy boundaries in relationships, had let go of ‘parasitic’ relationships (people who were taking advantage of them) and by doing so, stopped the ‘leakage’ of significant amount their money, which they were spending on paying for other people’s (irresponsible) debts, car accidents, money ‘loans’ (which would never be returned), insurance bills… 
One of my clients got the confidence to file a court request for the return of her possessions. 
Some of my clients stopped recklessly accumulating credit card debt, after realising that they were trying to feel more worthy by buying new clothes, bags, and shoes, pursuing one prestigious certification after another, or/and going on (too) expensive vacations. 
No matter how much we are earning, our net worth reflects our self worth (deservingness ‘set-point’).
As money is a symbol of value exchange, we need to value ourselves (feel worthy) in order for other people to value us and pay us for our work, products, or services the amount that we desire – and deserve. If you want to increase your self worth, check out my book Self Worth – Women’s Guide To Increasing Self Worth, Self Respect, and Self Confidence on Amazon.



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